Tuesday, December 11, 2012

B.A.F.F.L.E.D. Tops

Top 5 Legal Tips for Holiday Shopping--

Of course the holiday shopping season is well underway, but it is never too late to be mindful of safe, legal shopping.

Here are 5 tips to keep in mind as you finish your shopping.

1.  Be vigilant.
Whether you're shopping online or at brick and mortar locations, being cautious of what you're buying is important.  Check out the authenticity of the item.  Watch for knockoffs and counterfeits, and be certain you are getting what you're paying for.

2.  Shop online with caution.
The little padlock icon in the address bar or at the bottom of the screen is critical to online shopping.  Sure, most large retailers have secure websites, but you want to be certain whatever program they are using for e-commerce keeps your financial and shipping information secure.  Look for signs the site is protected.

3.  Shop in person with caution.
When shopping at brick and mortar stores you must be cautious of those around you.  Although many of us feel very comfortable at shopping malls, you have to be on the lookout for those seeking an easy win.  Theft and pick-pocketing crimes rise during the holidays, so be sure to lock your cars, don't leave valuables visible, pack light when shopping, and keep your wallet close to you.

4.  Watch your receipts.
This one applies online and in person.  Make sure your receipt reflects what you sought to purchase.  Also, be sure your card was charged properly if you're using credit or debit.  You should be mindful of sales and clearances, too.  When you see them, see if you can get a price adjustment!

5.  Spend wisely.
The true meaning of Christmas is often lost in all the retail glitz and capitalism.  We all need money to survive, but things do get a bit overdone this time of year.  Your credit and financial health are never worth over extending yourself during the holidays.  Be careful what you spend on, and make sure you'll still be afloat in the new year.

We hope these reminders are helpful to you.

Happy Holidays!

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